(No Ratings Yet)
Loading ...Hacking RFID enabled credit cards easier and cheaper than you think
A number of credit card companies issue credit cards with embedded RFIDs (Radio Frequency ID tags) with promises of enhanced security and speedy convenient transactions, but as demonstrated on this Boing Boing TV video these cards can get hacked or decoded with a little $8 device that you can get on Ebay.
You can watch the video here
(1 votes, average: 5 out of 5) Loading ...Netflix site down?
Can’t seem to get on Netflix. Just as I was about to sit down for lunch and catch an episode of Law and Order I get:
The Netflix web site is temporarily unavailable.
Our site is temporarily down. We’re working hard to get the site up as soon as possible. Sorry for any inconvenience and thank you for your patience. You can contact Netflix Customer Service at 1-888-638-3549.
– Your friends at Netflix
(1 votes, average: 5 out of 5) Loading ...A Customized Business Credit Card with Rewards
The Advanta Platinum with Rewards Customized BusinessCard, issued by Advanta, is designed for business owners who are looking to consolidate business expenses onto one credit card account and would like to earn rewards or rebates for business purchases.
Through the rebate program, cardholders will receive a bonus rebate of up to 5% on qualifying net purchases in the following categories: gasoline and diesel fuel; computers, computer supplies, electronics, and office supplies; utilities and telecommunications; and online advertising services. The amount of rebates earned on all other purchases is based on the following scale: .25% on up to $3,000 in purchases; .5% between $3,001 and $5,000; .75% between $5,001 and $15,000; 1% on purchases over $15,000. Cardholders will receive a $50 check following any billing cycle in which their unpaid earned rewards reach $50. There is no limit on the number of rebates that can be earned.
Cardholders may also choose the travel rewards program, which allows them to earn one point for every dollar spent on all purchases made with the card. Points can be redeemed for various travel rewards or Advanta bonus cards. There is no yearly limit to the number of points that can be earned; however, points do expire in three years. Both programs are free.
(No Ratings Yet) Loading ...Earn Up To 5% Cash Back!
Blue Cash® from American Express® is designed for those with good or excellent credit who plan to take advantage of the cash back reward program offered by this card, which Kiplinger’s Personal Finance* named as the “best cash-rebate card.”
Cardholders get unlimited cash back savings on eligible purchases with the card. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. General purchases earn up to a 1.5% rebate. “Everyday Purchases” made at drugstores, gas stations, and supermarkets earn up to a 5% rebate.
This card has no annual fee and a reasonable interest rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for the first six months of membership that can be applied toward purchases. A 4.99% introductory rate is available on balance transfers for the life of the loan. It is important to note that the balance transfer introductory rate only applies to those who initiate a transfer when applying for the card.
(No Ratings Yet) Loading ...0% Balance Transfer Credit Card Offers [Updated Daily!]
Zero percent credit cards are perfect for people who want to consolidate their high interest debts into a 0% credit offer, or take advantage of these offers and use the available credit for investments and purchases without having to pay interest for a certain amount of time.
Below, is a list of credit cards that offers a 0% balance transfer from a number of popular credit card issuers. These cards are great for consolidating high-interest credit card debt, as well as a good source of funds that may be used to earn some extra cash on say a high-yield online savings account. The strategy here is to use this available credit to put the money into these higher interest paying online savings accounts and earn more. Make sure you make your minimum monthly payments on your 0% credit cards and do pay them off before the introductory offer expires.
Capital One 0% Balance Transfer Cards
» Capital One® No Hassle Miles(SM) Rewards - Excellent Credit
» Capital One® Platinum Prestige
» Capital One® No Hassle Points(SM) Rewards - Excellent Credit
» Capital One® No Hassle Cash(SM) Rewards - Excellent Credit
» Capital One® No Hassle Miles(SM) Rewards - Above Average Credit
» Capital One® Platinum - Above Average Credit
» Capital One® No Hassle Cash(SM) Rewards - Above Average Credit
» Capital One® No Hassle Miles(SM) Rewards For Gas Purchases
» Capital One® No Hassle Miles(SM) Rewards For Dining & Travel
» Capital One® Standard Platinum
» Capital One® Standard Platinum for Students
Discover 0% Balance Transfer Cards
» Discover® Motiva(SM) Card
» Discover® More(SM) Card
» Discover® More(SM) Card - Wildlife Collection
» Discover® More(SM) Card - Clear
» Miles by Discover® Card
» Discover® More(SM) Card- American Flag
» Discover® Open Road(SM) Card
» Discover® More(SM) Card - Sealife Collection
» Discover® Business Card
» Discover® More(SM) Card - Monogram
» Discover® Business Miles Card
» Discover® Student Card
» Discover® Student Card - Clear
» Discover® Student Card - Monogram Collection
» Discover® Student Card - Tropical Beach
» Discover® Open Road(SM) Card for Students
Chase 0% Balance Transfer Cards
» Sony Platinum Visa® Card
» Chase Free Cash Rewards(SM) Visa® Card
» Pier 1 Rewards MasterCard®
» Chase Platinum Visa® Card
» BP Visa® Rewards Card
» Subaru® Platinum MasterCard® from Chase
» Borders 3.2.1(SM) Visa®
» Chase PerfectCard™ MasterCard®
» Toys”R”Us & Babies”R”Us MasterCard®
» Starbucks Card Platinum Duetto™ Visa® Card
» Chase Platinum Business Card
» Chase Business Rebate Visa® Card
» Chase Platinum MasterCard®
» Chase Business Cash Rewards Card
» SeaMiles® Visa® Rewards
» Amtrak Guest Rewards® World MasterCard®
» Chase TravelPlus® Visa® Card
» Amazon.com Platinum Visa® Card
» Chase Flexible Rewards Platinum Visa® Card
» Chase Home Improvement Rewards(SM) Card
» Amazon.com Business Visa® Card
» GM Business World MasterCard®
» Chase +1(SM) Student MasterCard®
» Chase Freedom(SM) Credit Card
American Express 0% Balance Transfer Cards
» The Platinum Business Credit Card
» American Express SimplyCash® Business Card
» Blue from American Express®
» Blue Cash® from American Express®
» Hilton HHonors® Platinum Card from American Express®
» Blue Cash® for Business Credit Card
» Blue for Business® from American Express
» IN:NYC® Card from American Express
» IN:CHICAGO® Card from American Express
» IN:LA(SM) Card from American Express
» Clear from American Express
» American Express® Platinum Business FreedomPass Card
» Blue Sky from American Express
» The Knot Credit Card from American Express®
» The Nest Credit Card from American Express®
Bank of America 0% Balance Transfer Cards
» NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card
» MERRILL+® Card
» Bank of America WorldPoints® Platinum Plus™ MasterCard® Credit Card
» Bank of America World MasterCard® with WorldPoints™
» Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card
» Major League Baseball® Extra Bases™ Credit Card
» Bank of America WorldPoints® Platinum Plus® Visa® Card
» NFL Extra Points™ Platinum Plus® Visa® Card
» Total Rewards® Platinum Plus® Credit Card
» TripRewards® MasterCard® Credit Card
» Bank of America Visa Signature® WorldPoints® Rewards
» BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card
» Total Merrill(SM) Cash Back Visa® Card
» Brighter Planet Visa® Credit Card
» Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card
» Bank of America Rewards™ American Express® Card
» Elite Rewards® World MasterCard® Credit Card
» Home Advantage™ MasterCard® from Bank of America
» Rainbow Platinum Plus® Visa® Card
» Choice Privileges® Visa® Card
» Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
» Financial Rewards® Visa® Platinum Plus®
» Anne Geddes Platinum Visa® Card
» Make-A-Wish® Platinum Visa® Card
» Bank of America® Platinum Plus® Visa® Card
» Money Return® Visa® Platinum Plus®
» Efectiva® Platinum Plus® Visa®
» PetRewards® Platinum Plus® Visa® Credit Card
» Bank of America® Student Platinum Plus® Visa® Credit Card
(1 votes, average: 5 out of 5) Loading ...Discover the ideal card for your business
No other card rewards you like the Discover® Business Card. Enjoy a 0% Introductory APR* on Balance Transfers and Card Purchases for 12 months and earn 5% Cashback Bonus® on office supplies, 2% Cashback Bonus® on gas and up to 1% Cashback Bonus® on all other purchases*. Plus, pay no annual fee. APPLY NOW!
- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
- 5% Cashback Bonus® on office supplies, 2% on gas, and up to 1% on all other purchases
- No Annual Fee
- Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don’t accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
*View Rates, Fees, Rewards and Other Important Information.
(No Ratings Yet) Loading ...Federal Reserve cuts rates again
Central bank cuts the rate by half-percentage point, as was expected by Wall Street, but will it make things better or worse?
The Federal Reserve cut the short-term I.R. by a half-percentage point today. This is the second cut in just over a week! Will this work or is it simply a band aid solutions to a much more fundamental problem? This move is trying to combat a U.S. recession, but will it be enough or a day late and a dollar short?
U.S. stocks which have been taking a beating the last couple of weeks surged on news of the rate cut.
masters of the interest rate setting process
Originally uploaded by fintag
Just four months ago the rate was at 5.25% and after todays cut at 3%! This rate will effect everything from how much interest consumers pay on their credit cards, home equity lines of credit, student loans, auto loans and so on.
Also the discount rate (what banks pay to borrow directly from the Federal Reserve) was also cut by a half-percentage point to 3.5% today. The cut was made at the request of nine of the 12 Federal Reserve district bank presidents from around the country.
Brace yourselves we might be on for a bumpy road.
(No Ratings Yet) Loading ...FREE Credit Score Offer
ConsumerDirectTM enables members to improve their credit score by fixing credit report errors online. Additionally, members can reduce the interest rate on credit cards they already have, declare and recover from Identity Theft, negotiate debt settlements, dispute billing errors, manage privacy options and much, much more. And all without writing any letters or making any phone calls. Just click what needs to be fixed and ConsumerDirectTM does all the work!
INSTANT RESULTS INCLUDE:
- Estimated Future Credit Score
- ID Theft Risk
- ID Theft Damage Potential
- Potential Savings with ConsumerDirect™
(1 votes, average: 5 out of 5) Loading ...If you gamble in the UK you could loose more than your bet
If you gamble online and use your credit card to fund your balance you might soon get in trouble. Many credit card companies treat online gambling as a cash advance, which in turn has a higher interest rate than purchases. Even though most credit cards offer an interest free grace period of up to 30 days, this may only apply to purchases, since funding a gambling account with a credit card is considered a cash advance you might get hit with interest charges from day one. Gamblers beware! These transactions might be considered differently by your credit card issuer, so you may be loosing more than your bet when using your credit card to fund your account.
Originally uploaded by antsinmypants1984
(1 votes, average: 5 out of 5) Loading ...Breaking Financial Ceilings One Stiletto At A Time
In this day and age having to juggle between a husband, a house, a marriage and personal finances can be quite a challenge but nevertheless a pretty common one for a lot of couples. Meet a 20’s something fashionista that is making an effort in documenting and blogging her personal experience in her popular personal finance blog targeting women at Girls Just Wanna Have Funds. It is quite addictive to follow this newly wed through her journey of managing her personal finances, blog about frugal living, savings and marriage while running a busy and successful career. She blogs about the ups and downs of her financial decisions (the good, the bad and the ugly) all while trying to attain her financial goals. In an attempt to help others through her experience as well as broaden her own horizons her blog represents a pretty common group of couples that have just gotten a start in life as a pair and work together towards reaching a certain desired financial goal.
Visit her site at http://www.girlsjustwannahavefunds.com
